Current Rates

 

 

 

 

 

 


 

 

 

 

North Salem State Bank  Rates listed are current as of 03/08/2013
APY = Annual Percentage Yield | Member FDIC

 

 

 

 


 

 

 

 

 

Checking Accounts
Products APY Interest Rate
Sterling Checking
$1-4,999 0.05 0.05
$5,000-$24,999 0.10 0.10
$25,000-74,999 0.15 0.15
$75,000 & over 0.20 0.20

Disclosures:

 

Minimum balance to obtain APY $1,000.00
Fees could reduce earnings on the account.

Rates may change after account opening.

Specials
Products APY Interest Rate
N/A - -
 

 

 

 

Savings Accounts
Products APY Interest Rate
Silver Savings
Any Amount 0.20 0.20
Sterling Savings
$1-4,999 0.05 0.05
$5,000-$24,999 0.10 0.10
$25,000-74,999 0.15 0.15
$75,000 & over 0.20 0.20

Disclosures:

 

Activity restrictions apply.
Minimum balance to obtain APY $1,000.00.
Fees could reduce earnings on the account.  Rates may change after account opening.

Specials
Products APY Interest Rate
N/A - -
 

 

 


Money Market Accounts
Products APY Interest Rate
DocuMoney Market
$1-10,000 0.05 0.05
$10,001-25,000 0.10 0.10
$25,001-60,000 0.15 0.15
$60,001 & over 0.20 0.20
Specials
Products APY Interest Rate
N/A - -

Disclosures:

 

Activity restrictions apply.
Minimum balance to obtain APY $1,000.00 Minimum balance to open account $2,500.00.
Fees could reduce earnings on the account.  Rates may change after account opening.

 

 

 

Certificates of Deposit Individual Retirement Accounts
Products APY Interest Rate Products APY Interest Rate

91 Day

 0.05 0.05      
182 day 0.10 0.10 182 day - -
12 month 0.20 0.20 12 month 0.20 0.20
18 month 0.25 0.25 18 month 0.25 0.25
24 month 0.30 0.30 24 month 0.30 0.30
30 month 0.40 0.40 30 month 0.40 0.40
36 month 0.50 0.50 36 month 0.50 0.50
48 month 0.91 0.90 48 month 0.91 0.90
60 month 1.06 1.05 60 month 1.06 1.05
84 month 1.51 1.50 84 month 1.51 1.50
College Savings CD (<= $10,000) 1.31 1.30  
College Savings CD (> $10,000) 1.56 1.55
CD and IRA Specials (With NSSB Transaction Account Only)
Products APY Interest Rate
     
45-Month CD 1.01% 1.00%
     
     

Disclosures:

 

A penalty may be imposed for early withdrawal.
The term on the College Savings CD may vary, see Representative for details.

Minimum balance to obtain APY = $1,000.00

Effective Date of Interest Rates: 03-08-2013