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Current Rates

 

• Checking Accounts
• Savings Accounts
• Money Market Accounts
• Certificates of Deposit / IRAs

 

 

 

 

 

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North Salem State Bank  Rates listed are current as of 03/08/2013
APY = Annual Percentage Yield | Member FDIC

 

 

 

 

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Checking Accounts
Products	APY	Interest Rate
Sterling Checking
$1-4,999	0.05	0.05
$5,000-$24,999	0.10	0.10
$25,000-74,999	0.15	0.15
$75,000 & over	0.20	0.20
Disclosures:   Minimum balance to obtain APY $1,000.00 Fees could reduce earnings on the account. Rates may change after account opening.
Specials
Products	APY	Interest Rate
N/A	-	-

 

 

 

Savings Accounts
Products	APY	Interest Rate
Silver Savings
Any Amount	0.20	0.20
Sterling Savings
$1-4,999	0.05	0.05
$5,000-$24,999	0.10	0.10
$25,000-74,999	0.15	0.15
$75,000 & over	0.20	0.20
Disclosures:   Activity restrictions apply. Minimum balance to obtain APY $1,000.00. Fees could reduce earnings on the account.  Rates may change after account opening.
Specials
Products	APY	Interest Rate
N/A	-	-

 

 

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Money Market Accounts
Products	APY	Interest Rate
DocuMoney Market
$1-10,000	0.05	0.05
$10,001-25,000	0.10	0.10
$25,001-60,000	0.15	0.15
$60,001 & over	0.20	0.20
Specials
Products	APY	Interest Rate
N/A	-	-
Disclosures:   Activity restrictions apply. Minimum balance to obtain APY $1,000.00 Minimum balance to open account $2,500.00. Fees could reduce earnings on the account.  Rates may change after account opening.

 

 

Certificates of Deposit			Individual Retirement Accounts
Products	APY	Interest Rate	Products	APY	Interest Rate
91 Day	0.05	0.05
182 day	0.10	0.10	182 day	-	-
12 month	0.20	0.20	12 month	0.20	0.20
18 month	0.25	0.25	18 month	0.25	0.25
24 month	0.30	0.30	24 month	0.30	0.30
30 month	0.40	0.40	30 month	0.40	0.40
36 month	0.50	0.50	36 month	0.50	0.50
48 month	0.91	0.90	48 month	0.91	0.90
60 month	1.06	1.05	60 month	1.06	1.05
84 month	1.51	1.50	84 month	1.51	1.50
College Savings CD (<= $10,000)	1.31	1.30
College Savings CD (> $10,000)	1.56	1.55
CD and IRA Specials (With NSSB Transaction Account Only)
Products	APY	Interest Rate
45-Month CD	1.01%	1.00%
Disclosures:   A penalty may be imposed for early withdrawal. The term on the College Savings CD may vary, see Representative for details. Minimum balance to obtain APY = $1,000.00 Effective Date of Interest Rates: 03-08-2013

 

 

 

North Salem State Bank • 7 North Broadway • P.O. Box 97 • North Salem, IN 46165 • Phone: (765) 676-5100

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