Individual Retirement Accounts

North Salem State Bank offers a variety of IRA products that are tied to our CD rates. IRA terms range from 12 months to 84 months.

 

  • Traditional IRA is a special tax deferred savings plan authorized by the Federal Government to encourage you to accumulate money for retirement.
  • Roth IRA is an individual retirement account to which participants are able to make annual non-deductible contributions, earnings can be tax free.

 

  For our current IRA rates, visit our rates page.