Personal Checking

At North Salem State Bank, we want to build a lasting relationship with you. One of the ways we strive to do this is by making your life easier. When you consolidate your finances with us, we’ll make managing your money as hassle-free as possible. We believe the right checking account is the first step. Listed below are the checking accounts available for you.

 

 

 

Free Checking

  • No Minimum Balance/No Monthly Service Charge
  • Unlimited Check Writing
  • $100 Minimum Amount to Open
  • Free Safekeeping of Checks
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 2 Free Foreign ATM transactions/monthly statement cycle
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

 

Silver Checking

  • Unlimited Check Writing
  • $100 Minimum Amount to Open
  • Free Monthly Check Image Statements
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 4 Free Foreign ATM transactions/monthly statement cycle
  • $5 monthly service charge is waived if you maintain a minimum daily balance of $500 in checking or $2,500 in total deposits
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

 

Silver Senior Checking (For age 55 plus)

  • No Minimum Balance/No Monthly Service Charge
  • Unlimited Check Writing
  • $100 Minimum Amount to Open
  • Free “Silver Senior” Personalized Checks
  • Free Monthly Check Image Statements
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 4 Free Foreign ATM transactions/monthly statement cycle
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

 

Advantage Club Checking

  • Unlimited Check Writing
  • $100 Minimum Amount to Open
  • Free Monthly Check Image Statements
  • Free "Advantage Club" Personalized Checks
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 5 Free Foreign ATM transactions/monthly statement cycle
  • Free Money Orders and Cashier’s Checks
  • $20,000 ADD and $40,000 Common Carrier Insurance
  • Monthly service charge is $7
  • Maintain either $1,000 minimum daily balance in checking or $10,000 in total deposits and $5 of your monthly service charge is waived
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

 

Sterling Checking

  • Earn Tiered Interest on Entire Balance
    $ .01 – $ 4,999.99                   $25,000.00 – $74,999.99
    $ 5,000.00 – $24,999.99         $75,000.00 – Higher
  • Unlimited Check Writing
  • $500 Minimum Amount to Open
  • Free Monthly Check Image Statements
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 5 Free Foreign ATM transactions/monthly statement cycle
  • Monthly service charge is $7.50
  • Maintain either $1,500 minimum daily balance in checking or $15,000 in total deposits and your $7.50 monthly service charge is waived
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

Free Visa® Check Card
 

  • Use anywhere Visa Cards are accepted
  • Quick and convenient
  • 24 hour access to your account
  • No waiting for untimely check approvals
  • No annual fee
  • Transfers available
  • 24 Hour Fraud Protection

 

Report a Lost or Stolen Debit card

To report a lost or stolen debit card during normal business hours, please contact the nearest NSSB branch.  To report a lost or stolen debit card after normal business hours, please call 800-236-2442.


Click here to print our Visa® Check Card application, or fill one out at any of our convenient locations.