Personal Checking

At North Salem State Bank, we want to build a lasting relationship with you. One of the ways we strive to do this is by making your life easier. When you consolidate your finances with us, we’ll make managing your money as hassle-free as possible. We believe the right checking account is the first step. Listed below are the checking accounts available for you.

 

 

 

Free Checking

  • No Minimum Balance/No Monthly Service Charge
  • Unlimited Check Writing
  • $100 Minimum Amount to Open
  • Free Safekeeping of Checks
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 2 Free Foreign ATM transactions/month
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

 

Silver Checking

  • Unlimited Check Writing
  • $250 Minimum Amount to Open
  • Free Monthly Check Image Statements
  • Free DocuPak Financial Portfolio
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 4 Free Foreign ATM transactions/month
  • Maintain either $500 in checking or $2500 in total deposits or pay $5/month
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

 

Silver Senior Checking (For age 55 plus)

  • No Minimum Balance/No Monthly Service Charge
  • Unlimited Check Writing
  • $100 Minimum Amount to Open
  • Free “Silver Senior” Personalized Checks
  • Free Monthly Check Image Statements
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

 

Advantage Club Checking

  • Unlimited Check Writing
  • $250 Minimum Amount to Open
  • Free Monthly Check Image Statements
  • Free DocuPak Financial Portfolio
  • Free Club Personalized Checks
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 5 Free Foreign ATM transactions/month
  • Free Money Orders and Cashier’s Checks
  • $10,000 ADD and $20,000 Common Carrier Insurance
  • Prescription Drug and Hotel/Motel Discounts
  • Credit Card Registration
  • Monthly Membership Fee is $6 ( $7 or $8 with additional insurance benefits)
  • Maintain either $1,000 in checking or $10,000 in total deposits and $5 of your monthly service charge is waived
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

 

Sterling Checking

  • Earn Tiered Interest on Entire Balance
    $ 1 – $ 4,999 $25,000 – $74,999
    $ 5,000 – $24,999 $75,000 – Higher
  • Unlimited Check Writing
  • $500 Minimum Amount to Open
  • Free Monthly Check Image Statements
  • Free DocuPak Financial Portfolio
  • Free Visa® Check Card
  • Free ATM withdrawals at NSSB locations
  • 5 Free Foreign ATM transactions/month
  • Monthly Membership Fee is $7.50
  • Maintain either $1,500 in checking or $15,000 in total deposits and your $7.50 monthly service charge is waived
  • Free Telephone Banking –1-888-TEL-NSSB
  • Free Online Banking

 

Free Visa® Check Card

 

Free Visa® Check Card point of sale transactions may not exceed $1,500 per day for credit purchases and $500 per day for cash. Always choose “Credit” when purchasing at point of sale terminals to avoid unnecessary service charges.
 

  • Use anywhere Visa Cards are accepted
  • Quick and convenient
  • 24 hour access to your account
  • No waiting for untimely check approvals
  • No annual fee
  • No charge for point of sale transactions
  • Transfers available
  • 24 Hour Fraud Protection


Click here to print our Visa® Check Card application, or fill one out at any of our convenient locations.