Online Banking


 Free Online Banking


North Salem State Bank’s online banking offers you access to your accounts 24 hours a day, seven days a week. Making a loan payment or transferring money from one account to another has never been so simple. Check your balance, view transactions, print copies of checks, set up automatic transfers, or print off statements.  You can do it all online for FREE!


Enroll for Online Banking by clicking on the "Enroll" button in the top right corner of the screen or stop by a branch to fill out an application.  After your application is processed, your Online Banking ID and instructions for accessing your accounts will be mailed to you.


Reset Netteller PIN

eStatement signup

Computer Security



Mobile Banking


Bank from anywhere 24 hours a day, 7 days a week with NSSB’s Mobile Banking.  Mobile Banking allows you to view account balances, history, transfer funds, deposit checks and make one time immediate bill payments to existing payees. Mobile Banking is a fast and easy way to manage your accounts.


To sign up, simply visit from your Mobile device.  Select Bank Online, select Click Here to Log In, enter your NSSB Online Banking ID, verify that your security image is correct, enter your NSSB Online Banking Password, and read and accept the Mobile Banking agreement.


If you prefer to enroll for Mobile Banking using your computer, visit  Login to Online Banking, click Options, click Mobile Settings, fill out the information and click Submit.


Message and data rates may apply.  Download our iPhone or Android app for your mobile device today!


Mobile and Text banking Best Practices

Mobile and Text banking FAQs


Mobile Deposit*


Save a trip to the bank by depositing checks with Mobile Deposit!  Mobile Deposit is convenient and secure.  Mobile Deposit is available for most customers that have a checking or savings account, are an active user of Online Banking and Mobile Banking, and have accounts in good standing with NSSB for more than 30 days.   If Mobile Deposit is not listed as a menu option in your app, please call 765-676-5100 and ask for the E-Banking Department or stop by your local branch.  Daily and monthly deposit limits apply.


Funds from Mobile Deposits will not be immediately available for use.  Mobile deposits must be received by us no later than 7:00  PM EST on a business day to be credited at the end of the day.  Deposits made after 7:00 PM EST will be credited at the end of the day on the next business day.  There may be instances where longer hold times apply.  Please ask us for our Funds Availability Policy for more information.  In the event that a longer hold time applies to your deposit, you will be notified.


*Availability may be affected by your mobile device’s coverage area.  Your mobile carrier’s text messaging and web access charges may apply.  Mobile Deposits are available for select mobile devices.  Mobile Deposit is supported on Apple* IOS 7 and 8, Android ™ 4.1, 4.4, and 5.0, Phone for Window® 7.  Message and data rates may apply.  Subject to eligibility and further review.  Deposits are subject to verification and are not available for immediate withdrawal.  Deposit limits and other restrictions apply.  Call 765-676-5100 for more information.




Please note, the order of these steps may vary depending on the version of the app that you are using.


  1. Verify that the check(s) you are depositing are not on the list of checks below that cannot be deposited through Mobile Deposit.
  2. Log in to your mobile app.
  3. Press the menu button in the top left corner of the screen. Select "Mobile Deposit".
  4. Select "Deposit a Check".
  5. Select "Check Front" and take a picture of the front of the check.
  6. If the image is clear press "Use".
  7. Endorse the back of the check “For Mobile Deposit Only” and sign your name.
  8. Select "Check Back" and take a picture of the back of the check.
  9. If the image is clear, press "Use".
  10. Enter the dollar amount of the check in the “Check Amount” field.
  11. Tap to select the account that you wish to deposit in to.
  12. Press "Deposit".
  13. You will receive a confirmation in the app showing whether your deposit was approved or rejected.
  14. If your deposit was approved, write “Electronically Deposited” on the top of the front of the check.
  15. You will receive an email that your deposit was either approved, rejected, or adjusted.  If your deposit was rejected or adjusted and you have questions, call us at 765-676-5100.
  16. In order to safeguard non-public personal information you must store processed checks in a safe and secure location. As long as your account has been credited on the correct date for the correct amount, you can shred checks that you have deposited 30 days after the date of deposit.


If you have any of the following checks you will need to make the deposit with a teller instead of using Mobile Deposit: Checks drawn on banks outside of the United States, checks that are payable in foreign currency, money orders, savings bonds,  checks payable to any person or entity other than you, checks that appear to be altered, forged, or counterfeit, checks suspected to be fraudulent, checks that are not properly endorsed, checks payable to more than one person, checks dated more than 6 months prior to the date of deposit, postdated checks, remotely created checks, checks that have been previously returned by the bank, checks that have already been deposited, Traveler’s checks, or check images with unreadable magnetic ink character recognition (“MICR”) information.


Text Banking


Looking for an easy way to view balances and transaction history?  Sign up for NSSB’s Text Banking.  You do not have to have internet access on your phone to use text banking.   Message and data rates may apply.


To sign up, visit from your computer.  Login to Online Banking, click Options, click Mobile Settings, click Text Mobile Settings.  Fill out your information.  Choose a Mobile Short Name for each account that you enroll for Text Banking.  For example, your savings could be SAV, your car loan could be CARLOAN.  Click Submit.  You will receive a text message asking you to confirm your enrollment.   Text YES to the number 89549 to confirm.


Text Commands:


Bal = all account balances

Bal (account short name) = single account balance

Hist = history on all accounts

Hist (account short name) = single account history

Help = list of all text commands

Stop = unenroll for Text Banking


To enroll for Mobile Banking or Text Banking, you must have a NSSB Online Banking User ID and password.  To enroll for Online Banking, stop by any branch or visit and click the Enroll button underneath Online Banking in the top right corner of the page.


For more information about our Mobile Banking products please read our Mobile Banking FAQ, Mobile Banking Security Best Practices, call us at (765)676-5100 or email us at



Free Bill Pay

Paying bills from your NSSB checking account is easy with online Bill Pay. If your bill is the same amount every month, you never have to think about it again once you’ve set it up on Bill Pay! If it’s a different amount every month, all you have to do is push a few buttons to make your monthly payment. This feature is perfect for you if you are tired of writing checks, buying stamps, and making trips to the post office. Think of the money you'll save not having to buy stamps!


To sign up for this FREE service, simply check the box on the Online Banking Application, when you sign up for Online Banking.



Cash Management


An Online Banking Solution for Your Business


Our online, real-time cash management solution delivers a broad array of commercial banking services right to your desktop.  You can access your accounts and transactions, initiate wire transfers and ACH transactions, process payroll, make payments, transfer funds, access credit lines, retrieve statements, and more!  Our easy-to-use Cash Management* system is available 24/7/365 and is protected by the highest security standards.  If you are looking for ways to save time, start managing your business accounts online.


Contact our E-Banking Department at (765) 676-5100 for more information or email us at


*Cash Management ACH and wire services are subject to credit approval.  Fees may apply.  Contact us for more information.